Place your loan to do business with the Oakam application
Place your loan to work well with the Oakam application
You’re not only building a brighter financial future for yourself, you’ll be part of a like-minded community that is improving access to affordable credit for all when you take out an Oakam loan
Every time we help individuals because they achieve their funds objectives, build their credit profile and access better loan prices. During the exact same time, by utilizing our mobile software to repay on time, Oakam clients are changing the financing industry, making credit less costly and much more available for everybody.
Join our community of 150,000+ clients.
Brand brand New consumer? Begin today with financing from ВЈ100 to ВЈ800. Fast turnaround without any belated charges
279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right here.
Existing clients can borrow as much as ВЈ5,000 and graduate to a yearly interest of 49% (variable) with this Big Plus loan.
- Access cheaper prices as time passes and boost your credit score
- Quickly graduate to prices less than numerous bank cards
- Borrow as much as ВЈ5,000 while you grow your credit profile
- No setup costs. No late or repayment that is early
susceptible to terms
Apply with full confidence
Fill our safe online application and get a determination in mins. No setup costs, no late costs with no very early repayment charges.
Begin your Oakam journey
Put your loan to utilize the Oakam software, develop your credit score with time and create your method to a brighter future that is financial.
Tailor your loan
Access lower prices and larger quantities as you repay your loan. Borrow up to ВЈ5,000 in the long run. Get more information
Get in on the customers that are 150,000 trust us
We’re more than simply a cash loan provider: we’re for a mission to produce available credit a truth for several.
Install our mobile application
The Oakam mobile application will permit you to use along with assistance you handle your loan:
- Submit an application for a loan
- Look at your outstanding stability
- Visit your next repayment day
- Review your payment routine
Reasons why you should join Oakam
Bad credit? We will pay attention
We’ll tune in to your tale if you’re on benefits, have bad credit rating or perhaps found its way to great britain. We’ve caused it to be our objective to split down monetary barriers and enhance access for several.
No house visits – ever!
Cash is a matter that is private we keep it by doing this. Think about us as an option to doorstep loans. We’ll never ever knock on the home and you may constantly achieve us online or higher the telephone.
No surprises that are hidden
At Oakam you’re constantly in charge. Our items are transparent and simple. We don’t charge fees that are late there’s no cost connected with repaying early.
Your bridge to a brighter future that is financial
While you pay back your Oakam loan, you are able to unlock reduced prices, bigger quantities and longer terms. It’s our means of working for you create your credit profile with time.
Handle the Oakam app to your loan
Access your loan and payment routine by getting our software, and use for tops ups and new loans in the long run.
Faq’s
Oakam provides direct and easy services that are financial individuals who battle to borrow from banking institutions. You can expect accountable usage of credit and tend to be focused on serving our clients with respect.
Every we support people as they achieve their money goals, build their credit profile, and access better loan rates day. During the time that is same making use of our mobile software to settle on time, Oakam clients are changing the financing industry, making credit more affordable and much more available for everybody.
How exactly does it work?
It’s simple! It is possible to use on our web site, or via our mobile software. The software may be downloaded through the Apple iStore for iPhone products, or regarding the Bing Play shop for Android devices. If the application is authorized, the bucks could be delivered to your money from the day that is same. Many successful prospects get their loans within a few hours to be authorized.
At the mercy of status. Regarding the application, we are going to ask you to answer for the month-to-month income and spending in information, to be able to concur that you are able to pay for the month-to-month repayments on the lifetime of the mortgage.
Does Oakam execute a credit search?
Yes. But we don’t base our choice entirely on your credit score. At Oakam we realize that life does not constantly get as prepared. We realize you will probably have come across financial hardships in the last and also as a result, you might have an undesirable credit score. Unlike other loan providers though, Oakam will likely not immediately blacklist you have actually missed repayments. Your credit rating and affordability assessment assist us understand your present situation as soon as we assess the application for the loan.
So, also for those who have been declined by other loan providers in past times, we may nevertheless be in a position to assist.
I will be not used to the united kingdom. Can Oakam assist me with financing?
Yes. We ask which you have already been a resident in britain for at the least a few months before using for a loan with us. All loans are susceptible to affordability checks as well as your monetary status. We welcome new clients each and every day and, because our online application procedure is fully automated, you can easily use once you have to, seven days per week. All our loans are susceptible to your monetary status.
So what does APR mean?
APR represents Apr.
The APR is a standard measure utilized across all credit items to aid customers compare the price of loans. Since the APR reflects the yearly rate of cost for a financial loan, it isn’t constantly a measure that is easy realize when you compare loans of different lengths.
The APR is, properly, a comparison that is effective for comparable items, and also to your APR, we constantly explain to you the sum total price of that loan together with specific instalments, in other words. what you would pay off in full. We think these details offers you a fuller image of the expense of y our loans and should help you produce the best decision whether certainly one of our loans would work for you personally.
I will be self-employed. Can I have that loan?
Yes, at the mercy of your economic status.
May I have joint application with my partner?
No. We just provide to people therefore we don’t accept joint applications.
